NTG Apps Insurance orchestration platform processes 1,840 claims per day with an 18-hour average settlement time — 72% below prior year — with a 72% straight-through processing rate for auto-decisions and SAR 84M in fraud caught year-to-date. The platform covers Motor, Health, Property, and Life insurance across underwriting, claims, onboarding, and compliance, fully aligned to SAMA and HPC regulatory requirements in Saudi Arabia.
NTG Apps connects the full insurance operation in one governed platform — customer onboarding, underwriting, claims lifecycle, fraud detection, and SAMA compliance reporting. Unlike core insurance systems that require heavy IT customization, NTG Apps orchestrates existing policy and claims data via REST and SOAP API integration, with low-code rules builders for underwriting teams to update decision logic without developer dependency.
Yes. NTG Apps integrates with insurance core systems via REST and SOAP APIs — connecting policy, claims, and finance data to orchestration workflows without replacing the existing insurance platform. Prebuilt connectors activate in days.
Standard insurance workflow deployments go live within days. Underwriting rules, SLA profiles, and claims routing are configured by insurance operations teams directly on the low-code platform — without developer involvement for routine changes.
Yes. The platform is built for SAMA and HPC compliance — SLA targets are configured per claim type, SAMA filings are automated, and every policy and claim carries a full audit trail for regulatory submission. 100% on-time filing is tracked live.
Yes. All platform interfaces, forms, notifications, and policy documents operate in native Arabic. Bilingual Arabic-English configurations are supported for mixed-language workforces and customer-facing journeys.
Insurance companies in Saudi Arabia use NTG Apps to process 1,840 claims per day at an 18-hour average settlement time — a 72% reduction year-over-year — with a 72% straight-through processing rate for Motor and SME risks and SAR 84M in fraud detected year-to-date. The platform is fully SAMA and HPC compliant with 100% on-time regulatory filing, and connects to existing core insurance systems via REST and SOAP APIs without replacement.
For insurance operations leaders, claims cycles that run on manual handoffs and disconnected systems drive up loss adjustment costs, breach SLA commitments, and create the dispute exposure that erodes policyholder trust. Automating the full claims lifecycle, documentation collection, adjuster assignment, assessment, approval, and settlement, in a single SLA-governed workflow gives claims leadership real-time visibility into every open case, ensures escalations fire automatically before breaches occur, and produces the audit trail needed for regulatory reporting and dispute resolution without manual reconstruction.
NTG Apps Claims Processing Automation reduces motor claim settlement from 5 days to 18 hours — tracking every claim through a 6-stage lifecycle with AI-verified documents, automated adjuster assignment, and SLA escalation at 80% of target. SLA compliance runs at 96.4%, up 22 points year-over-year, with a full timestamped audit trail for SAMA dispute resolution and regulatory submission in Saudi Arabia.
NTG Apps Claims module automates the full lifecycle from FNOL intake to cash settlement — documents AI-verified via OCR, adjusters assigned automatically, and every milestone tracked against a 24-hour SLA target. Auto-escalation fires at 80% of SLA — no manual follow-up needed.
Yes. NTG Apps connects to core insurance systems via REST and SOAP APIs. Policy data, coverage limits, and claimant history flow into claims workflows automatically — no manual data entry between systems required.
Claims workflow automation goes live within days. SLA profiles, adjuster routing rules, and escalation thresholds are configured by claims operations managers directly on the low-code platform — without developer involvement.
Yes. SLA profiles are configured per claim type aligned to SAMA requirements. The platform auto-escalates before breach at 80% of SLA and generates compliance reports for supervisory submission — 96.4% SLA compliance achieved.
No. Claims managers update SLA targets, adjuster assignment rules, and escalation paths directly on the low-code platform — no IT ticket required. Every rule change is versioned and auditable.
Insurance companies in Saudi Arabia use NTG Apps to reduce claim settlement from 5 days to 18 hours — with 96.4% SLA compliance, up 22 points year-over-year, and auto-escalation at 80% of the SAMA SLA target. AI document verification via OCR processes police reports, photos, and driving licences automatically with a full timestamped audit trail for dispute resolution.
For underwriting leaders, manual policy review and approval processes create inconsistent risk decisions, regulatory exposure, and issuance delays that cost business at the point of sale. Digitizing the full underwriting workflow, application review, risk assessment, underwriter approval, reinsurance referral routing, document verification, and compliance checks, in a governed platform ensures every policy issued meets underwriting standards, every decision is documented and traceable, and regulatory requirements are enforced by the process rather than dependent on individual judgment.
NTG Apps Underwriting reduces quote-to-issue from 9 days to 36 hours — 72% of Motor and SME risks auto-priced through STP. A SAR 12.4M Jeddah property risk split across 32% net retention, SAR 6.4M treaty cession, and SAR 2.0M facultative automatically. Underwriting leakage down 42% YoY.
Yes. NTG Apps connects via REST and SOAP APIs. Risk data, treaty limits, and reinsurance referral routing flow automatically — no manual data transfer required.
Immediately. Underwriting and compliance teams update decision rules and routing without developer dependency. Every change is versioned and auditable.
Yes. KYC, AML, sanctions, PEP review, and SAMA filing are all automated in the underwriting workflow. SAMA filing auto-generated on policy issuance.
No. Underwriters configure risk thresholds, reinsurance referral rules, and STP pricing rules directly on the low-code platform without developer involvement.
Insurance companies in Saudi Arabia use NTG Apps to cut quote-to-issue from 9 days to 36 hours — 72% STP for Motor and SME, UW leakage down 42% YoY, SAMA filing automated, reinsurance routing configured by underwriters without IT.
For insurance compliance and customer leaders, fragmented onboarding journeys and unmanaged renewal cycles are where regulatory risk and revenue leakage intersect. Replacing manual, multi-step onboarding with a structured digital workflow, KYC verification, AML screening, medical underwriting for health insurance, and policy binding in a single governed journey, eliminates process gaps and creates a complete compliance record from day one. Automated renewal campaigns with SLA-tracked follow-up ensure no policy lapses through a missed touchpoint, protecting both retention rates and regulatory standing.
NTG Apps Customer Onboarding reduces group health onboarding from 14 days to 4 days for 1,840 lives — KYC, AML, census upload, and medical underwriting automated in a single governed workflow. Renewal auto-nudge at D-30, D-15, D-7 delivers 94% renewal rate up 11 points YoY. SAMA and HPC compliant for Saudi Arabia insurers.
Yes. NTG Apps connects via REST and SOAP APIs. Census data, medical declarations, and card issuance flow automatically — no manual handoff between onboarding and provider systems.
Within days. KYC, AML, census, and medical UW stages are configured by onboarding managers directly — onboarding time reduces from 14 days to 4 days from day one.
Yes. KYC, AML, and medical UW stages include SAMA and HPC compliance checks. Health data protected with AES field-level encryption and role-based access controls.
No. Renewal campaigns and nudge sequences are configured by commercial teams directly on the platform — no IT dependency.
Insurance companies in Saudi Arabia use NTG Apps to cut group health onboarding from 14 days to 4 days — KYC, AML, 1,840 lives census, and medical UW in one SAMA and HPC compliant workflow. Auto-nudge D-30, D-15, D-7 achieves 94% renewal rate up 11 points YoY.
For insurance risk and compliance leaders, unstructured fraud investigation processes create evidence gaps, inconsistent outcomes, and regulatory reporting failures that compound financial loss with legal exposure. Routing suspected fraud cases from detection systems into governed investigation workflows, evidence collection, specialist assignment, legal escalation, and regulatory reporting managed in a single auditable platform, ensures every investigation follows a consistent, defensible process with full chain of custody documentation, giving risk leadership the control and traceability that regulators and legal teams require.
NTG Apps Fraud Detection scores 100% of claims with an AI risk engine — SAR 84M detected year-to-date across 42 open cases, 4.2% false positive rate down 38%, average investigation cycle 9 days down 58%. Suspected fraud routes from AI flag through SIU triage, specialist assignment, evidence collection, legal escalation, and SAMA report with full chain of custody.
Yes. NTG Apps connects via REST and SOAP APIs. AI-flagged cases route automatically into investigation workflows — no manual handoff required.
Within days. SIU routing rules, evidence stages, and legal escalation thresholds are configured by fraud managers on the low-code platform without IT involvement.
Yes. SAMA regulatory reports are auto-generated from case data with full chain of custody — 100% on-time SLA filing achieved.
No. Fraud managers update indicator weights and routing rules directly on the platform — no developer dependency.
Insurance companies in Saudi Arabia use NTG Apps to detect SAR 84M in fraud year-to-date — 100% AI scoring, 4.2% false positive rate down 38%, investigation cycle 22 days to 9 days. SAMA fraud reports auto-generated at 100% on-time SLA.
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